Banks said no.
We say yes.
New to Canada? Young credit history? In a hurry? We approve mortgages based on your real financial picture — not a bank's outdated formula. A real, licensed mortgage broker works your file personally.
Interest-only payments available
24–48 hour approvals
Minimal documentation
Monthly Payment
$2,952
That's achievable — let's get you approved for it. →
Interest Only Payments
No Early Buyout Penalty
No Term
5.1% Interest*
*OAC. Rate subject to qualification.
How It Works
Getting Approved is Simple
A real mortgage broker handles your file from start to finish. No auto-rejections, no algorithm guesswork. Minimal documentation required.
1. Register
Create your secure account in 60 seconds.
2. Upload Docs
Your broker reviews your file personally — no auto-denials.
3. Underwriting
We route your file to lenders who look at your real wealth, not just a score.
4. Approved!
Get your firm approval, often within 48 hours.
1. Register
Create your secure account in 60 seconds.
Who We Are
Built for People Banks Ignore
Whether you're new to Canada, self-employed, have a thin credit file, or just found your dream home and need approval fast — Checkadee was built specifically for you.
New to Canada? You qualify.
We look at your full financial picture — income, assets, downpayment. Not just a credit score you haven't had time to build.
Found a house? Move fast.
Our brokers can issue approvals in 24–48 hours. Make your offer before someone else does.
A real person, not a bot.
Your assigned mortgage broker reviews your file, contacts lenders, and keeps you updated every step of the way.
Real Stories
People Just Like You Got Approved
"I moved from the Philippines two years ago. Every bank turned me down because of my credit history. Checkadee approved me in 31 hours. I still can't believe it."
Maria S.
Approved $620,000 · Toronto
"We found our house on a Friday and needed to put in an offer by Monday. My broker worked the weekend. We got the approval Sunday night. Unreal."
James & Priya K.
Approved $950,000 · Vancouver
"I'm self-employed and TD said my income was 'too complicated.' Checkadee looked at my actual numbers — assets, contracts, net worth — and said yes."
Amir T.
Approved $1,100,000 · Calgary
